00 · INVITATION
A PROPOSAL EXPERIENCE
GRAIN SA DIGITAL FARMER ECOSYSTEM
Farmer-controlled data that works harder — turned into clear intelligence, measurable member value and access to approved services, without rebuilding the farm record each time.
Technology powered by ARAX
Every season creates more than a harvest.
It creates information.
What if that information could work harder for the farmer?
Rainfall
Diesel
Yield
A MAIZE FARM IN THE FREE STATE
WE ARE FARMERS.
One farm. One season. Hundreds of moving parts.
Thabo Mokoena — Representative farmer · Illustrative
FRAGMENTED TODAY
The information exists.
But it does not always exist in one usable place.
Crop records
Notebooks, scouting notes and memory
Fuel and diesel
Slips, invoices and spreadsheets
Machinery hours
Logbooks and operator knowledge
Documents
Paper files across the office
Finance records
Bank and supplier statements
Storage and deliveries
Silo tickets and delivery notes
02 — WE ARE CONNECTED
Your farm. One place.
Grain SA Digital Farmer brings the whole season together — a single record of the farm, controlled by the farmer.
08:32
Good morning, Thabo.
Free State Farm · Maize · 2026/27 season
MY FARM
Free State Farm
Maize · Season 2026/27
CROP CONDITION
Good
WEATHER
24° Partly cloudy
OUTSTANDING ACTION
Review programme permission
MEMBER OPPORTUNITIES
4 active
Programme information · Prototype
Home
My Farm
Benefits
Finance
Market
08:34
Data permissions
Grain SA benchmarking programme
Pending
Purpose: Benchmarking and programme support
REQUESTED DATA
Production data
Fuel records
Financial documents
This season only
Not now
PERMISSION FIRST
Your identity. Your farm. Your permissions.
See who is requesting access — and why. The farmer decides what is shared, with whom, and for how long.
Who is asking
Why they need it
Exactly which data — and for how long
THE DIGITAL FARM TWIN
ONE FARM. ONE LIVING DIGITAL RECORD.
Fields, crops, machinery, fuel, inputs, storage and transactions — connected as one farmer-controlled record.
Fields
Crops
Machinery
Fuel
Inputs
Storage
Transactions
Free State Farm — living record
87% complete · Illustrative
FIELD 7B
142 ha · Maize
Active crop cycle · Illustrative
MACHINERY
Tractor · 412 h
This season · Illustrative
STORAGE
Silo A · 68% full
Illustrative
FROM MOBILE TO DESKTOP
What the farmer sees. What Grain SA can see — with permission.
Permissioned data creates one connected view — for the farmer, and for Grain SA.
Good morning, Thabo.
Free State Farm
Maize · 2026/27
MEMBER OPPORTUNITIES
4 active
PERMISSIONED
Grain SA — Farmer overview
Overview
Farmers
Farms
Production
Programmes
Farmer record
Farmer ID
GSA-F-02841
Province
Free State
Verified farm
Yes
Data completeness
87%
Programme access
Available
Permission scope: programme data only
Illustrative prototype
03 — WE ARE INFORMED
Know what is happening. Know what needs attention.
The connected record starts working for the farmer — a few clear signals, not another dashboard.
What changed?
What matters?
What should I look at?
08:41
Farm Intelligence
Field 7B · Maize · Free State
NEEDS ATTENTION
Fuel use on Field 7B is above the comparable range
Farm insight · Suggested action: review tractor activity
THIS WEEK
Rain forecast this week
Crop condition steady · Good
MY MAIZE YIELD
My farm
8.3 t/ha
Cohort median
7.6 t/ha
Top quartile
9.1 t/ha
Illustrative comparable cohort
2 records need attention
Add fuel records for April
Home
My Farm
Benefits
Finance
Market
GRAIN SA SUPPORT VIEW
Better information. Better support.
Where permission has been granted, Grain SA can see what support is needed — and where it can help. The farmer remains in control.
Grain SA — Farmer support
Overview
Farmers
Support
Production
Programmes
Farmers needing attention
Planting progress on track
GSA-F-02841
Fuel use above comparable range
GSA-F-07321
Records incomplete
GSA-F-04328
Support requested
GSA-F-01892
Season record up to date
Only permissioned information is shown
Illustrative prototype
From information to understanding.
From understanding to action.
04 — VALUE YOU CAN SEE
Every season needs fuel.
Existing farm information can help turn an upcoming requirement into something measurable.
08:47
Fuel requirement
Free State Farm · 2026/27 season
ESTIMATED SEASONAL FUEL REQUIREMENT
≈ 3,000 L
Field 7B · Maize
Illustrative planning estimate
From the farm record
No need to re-enter information already in the farm record.
Home
My Farm
Benefits
Finance
Market
ACTING TOGETHER
One farm has a requirement. Together, farmers create demand.
Farmers who choose to participate can contribute relevant requirement data to an aggregated demand view — permissioned, and anonymised where individual identity is not required.
INDIVIDUAL REQUIREMENTS
Participating farm
Participating farm
Participating farm
CHOOSE TO PARTICIPATE
AGGREGATED DEMAND VIEW
WHAT AGGREGATED DEMAND COULD DO
Aggregated demand can become negotiating power.
A clearer view of combined requirements across participating farms could give Grain SA a stronger basis to facilitate better commercial terms — subject to programme definition and supplier negotiation.
Grain SA — Aggregated demand
Overview
Farmers
Support
Production
Programmes
Aggregated demand — participating farms
Demand aggregation
Forming
Participation
Interest stage
Demand timing
Pre-season
Regional participation
Free State · North West · Mpumalanga
Illustrative
Concept scenario
Illustrative scenario only. Final terms would depend on programme definition, participating demand, supplier negotiations and market conditions.
Only permissioned information is shown · Aggregate view — no individual farms identified
Illustrative prototype
08:52
Member Value — Preview
Fuel requirement · Field 7B
Example scenario rate
R4/L
ILLUSTRATIVE POTENTIAL VALUE
≈ R12,000
≈ 3,000 L × R4/L
For this requirement (Field 7B) · Illustrative
Not now
Expressing interest is not an order or commitment.
You remain in control of your participation and the information you share.
VALUE YOU CAN SEE
What could this mean for Thabo’s requirement?
The opportunity comes back to the farmer in the simplest form — what it could be worth, and the choice to take part.
When farmers act together,
information becomes purchasing power.
05 — BETTER ACCESS
Your farm already carries the evidence.
A farmer should not have to rebuild the same story every time finance is needed. The Farmer Financial Passport assembles it from the farm record — reviewable, reusable, and controlled by the farmer.
A permissioned, reusable package of information from the farm record — verified where a defined verification process exists, otherwise recorded — that the farmer reviews, controls, and can choose to share with an approved partner for a stated purpose and duration.
09:04
Farmer Financial Passport
Finance need: Production · Illustrative
FINANCE NEED PURPOSE
Production
Diesel
Equipment
Identity
Verified
Farm / land profile
Available
Production history
Available
Seasonal crop plan
Available
Input / cost history
Available
Machinery / assets
Available
Sales / title evidence
Available
Insurance / risk evidence
Available
Cash-flow purpose
Needs confirmation
8 of 9 evidence areas available · Illustrative
Phase 2 — subject to approved partner arrangements
09:06
Grant access
Approved lender
Illustrative partner
Purpose: Production finance application
SHARE FOR THIS APPLICATION
Identity
Farm / land profile
Production history
Input / cost history
Insurance / risk evidence
For this application only
Not now
You can review your active permissions at any time.
SHARE WITH PERMISSION
You choose what to share.
What is shared, with whom, for what purpose, and for how long — the farmer decides, exactly as with any other permission in the ecosystem.
THE APPROVED PARTNER VIEW
The partner receives only what was granted.
An approved partner sees the information relevant to the authorised request — and performs its own assessment. Eligibility, terms and decisions remain entirely with the partner.
Approved partner — assessment view · Illustrative
Application — Production finance · Illustrative
Information received
Permission active
Evidence available — 8 of 9 areas
Farm record available
Status
Under review
Additional information may be requested by the partner.
Assessment, eligibility and terms remain with the approved partner.
Illustrative prototype
Grain SA sees workflow status only — Submitted · Under review — not the assessment.
What the Financial Passport does not decide
The Financial Passport is not a credit score, a loan or insurance approval, a guarantee, or a Grain SA financial product. Approved partners remain responsible for their own eligibility criteria, assessment, pricing, approvals and regulatory obligations.
BETTER ACCESS
Better prepared. Easier to assess.
Sharing the right information without starting from zero reduces friction for the farmer — and gives an approved partner what it needs to make its own decision.
09:12
Application status
Production finance · Illustrative
Financial Passport shared
Partner assessment in progress
Under review
Submitted
Under review
The approved partner performs its own assessment and makes its own decision.
One controlled record. Different permissioned uses.
An approved insurer could request a different, relevant subset — under a separate permission.
Share the right information.
Without starting from zero.
06 — FROM FARM TO MARKET
From harvest to a clearly defined market lot.
The harvest is no longer just grain in storage. The farm record can describe it as a clearly defined lot — with its evidence attached.
09:20
Market lot record
GSA-L-001 · Illustrative
COMMODITY LOT
Maize · 250 t
Free State · Season 2026/27 · Illustrative
Grade
Demo grade — to be defined
Storage evidence
Available
Title evidence
Available
Lot record
Complete · Illustrative
Phase 3 · approval-gated
What a lot record is — and is not
A lot record describes the grain and its supporting evidence. It is not a legal title, and sharing it does not transfer ownership.
09:24
Take to market
Maize · 250 t · GSA-L-001 · Illustrative
MARKET PATHWAY
Request bids / RFQ
Selected
Sell now
Subject to approval
Auction
Subject to approval
Approved forward arrangement
Subject to approval
SHARED FOR BIDS
Lot description · Quantity · Grade information · Storage evidence status
Not now
Phase 3 · approval-gated
READY TO SHARE
You decide when it goes to market.
Sharing the lot makes the opportunity available for eligible market participants to review. It is not a sale — and nothing moves without the farmer’s permission.
THE MARKET OPPORTUNITY
An opportunity, clearly described.
An eligible buyer sees a well-described lot with its evidence status — subject to eligibility and approval conditions. Interest is expressed through the workflow; nothing executes automatically.
Marketplace — buyer view · Phase 3 · approval-gated · Illustrative
RFQ — Maize lot · GSA-L-001 · Illustrative
Lot information received
Quantity available — 250 t
Quality information available — demo grade
Storage evidence available
Lot sharing permission active
RFQ shared
Demo
BUYER INTEREST
Illustrative RFQ state · Demo — no execution
Eligibility and approval conditions apply. International access is subject to trade, export, FX and settlement requirements.
Illustrative prototype
FROM AGREEMENT TO SETTLEMENT
A transaction is a workflow, not a moment.
Contract, evidence, delivery, payment instruction — each step is a distinct, visible state. The platform coordinates evidence and status. Regulated fiat settlement remains through appropriate rails.
Illustrative transaction workflow — GSA-L-001
Contract
Confirmed · Illustrative
Commercial agreement recorded.
Title / evidence
Available · Illustrative
Supporting documents present — not a transfer of ownership.
Inspection / delivery
Confirmed · Illustrative
Physical delivery recorded.
Payment instruction
Ready · Illustrative
Instruction prepared — no payment is simulated.
Settlement route
Regulated fiat rails
Any fiat settlement would occur through appropriate regulated rails — outside this workflow.
Workflow reconciliation
Completed · Illustrative
Workflow records agree. This does not itself mean payment finality or legal title transfer.
Grain SA sees workflow status and aggregated lot visibility — approval-gated. Grain SA is not the buyer, seller, broker, exchange or settlement counterparty in this workflow.
From farm to market.
With the farmer in control.
ILLUSTRATIVE FUTURE-STATE DEMONSTRATION
07 — ONE FARM BECOMES THOUSANDS
One farm creates understanding. Thousands create perspective.
When participating farmers choose to contribute relevant information, individual records can become an aggregated view of patterns emerging across participating farms.
One.
Ten.
A hundred.
Thousands.
ILLUSTRATIVE FUTURE-STATE DEMONSTRATION
THE NATIONAL VIEW
What a national view could look like.
Aggregated, permissioned signals at province level — a future-state scenario of what Grain SA could understand.
Free State — where Thabo farms
Province-level view — conceptual
Aggregated view — named farmer data is never exposed.
12,482
FARMERS IN THIS ILLUSTRATIVE SCENARIO
1.84M ha
HECTARES REPRESENTED IN THIS ILLUSTRATIVE SCENARIO
Province-level perspective
Aggregated view; named farmer data not exposed.
ILLUSTRATIVE FUTURE-STATE DEMONSTRATION
WHAT GRAIN SA CAN UNDERSTAND
From individual records to national perspective.
Grain SA can understand patterns without unrestricted access to individual farmer information.
Where is support needed?
Support signals from participating regions.
Where is production changing?
Indicative production trends across the season.
Where are records incomplete?
Record signals — where information is still forming.
Where is demand forming?
Aggregated input demand patterns.
What regional patterns are emerging?
An indicative regional view — signals, not certainty.
What stays private?
Individual farm information remains private unless the farmer has granted permission to share it.
ILLUSTRATIVE FUTURE-STATE DEMONSTRATION
SCALE WITHOUT LOSING CONTROL
Thousands of farms. Individual control remains.
The permission model does not change with scale.
Individual permissions still apply, exactly as before.
Aggregated views do not expose individual farms where identity is unnecessary.
Grain SA’s national view is not unrestricted access to farmer records.
The same permission model runs through the whole ecosystem — from one farm to thousands.
One farm tells a story.
Together, they reveal the bigger picture.
FULL ECOSYSTEM VISION · DELIVERED IN PHASES
08 — WHAT GRAIN SA BECOMES
What Grain SA becomes.
One connected farmer ecosystem — built around the farmer, designed to grow in phases.
Ring-fenced MVP
Phase 2 — partner-dependent
Phase 3 — approval-gated
ONE ECOSYSTEM, NOT TEN SILOS
Connected by one farmer-controlled record.
These are not ten disconnected experiences. They are designed to work as one connected ecosystem.
One farmer-controlled record
Permissioned access
Reusable evidence
Connected workflows
Partner access where appropriate
Aggregated intelligence where appropriate
Build the foundation once. Activate at Grain SA’s pace.
One farmer. One record.
One connected ecosystem.
09 — START FOCUSED
Start with what matters first.
The full ecosystem is the destination. The first step is a clearly defined, ring-fenced foundation.
Farmer Identity & Data Ownership
Digital Farm Twin & Digital Product Passport
Agricultural Intelligence & AI
Inputs, Diesel & Collective Procurement
Finance
Insurance
Crop Tokenisation & Alternative Funding
Global Commodity Marketplace
Banking, Payments & Grain SA Farmer Card
Grain SA Rewards & Incentives
RING-FENCED MVP
Roadmap-defined MVP scope · Programme Definition comes first
Identity / consent
Farmer & farm profile
Digital Farm Twin
Data capture
Grain SA dashboards
Farmer reporting & benchmarking
AI
Diesel programme foundation
We start here.
START FOCUSED.
PROVE VALUE.
EXPAND WITH EVIDENCE.
PROGRAMME DEFINITION
Define before we build.
Programme Definition comes first — the programme is shaped with Grain SA before anything is activated.
Onboarding approach
Defined with Grain SA during Programme Definition.
Commercial & supplier terms
Defined through Programme Definition and subject to supplier agreement where applicable.
Agreements & approvals
Partner agreements and required approvals where applicable.
The detailed Programme Definition agenda is shaped with Grain SA — it is not pre-decided in this proposal.
CONTROLLED EXPANSION
Prove the foundation. Expand deliberately.
Nothing activates automatically. Expansion happens when Grain SA chooses to activate the next capability — and when the necessary agreements and approvals are in place.
Programme Definition
First — defined with Grain SA
Ring-fenced MVP
Roadmap-defined foundation
Phase 2
Partner-dependent
Phase 3 / Future
Approval-gated
PROVE FIRST — THE SOURCED VALIDATION AREAS
Are farmers adopting the record?
Is the data quality proving itself?
Is reporting returning real value?
Do the diesel economics work?
Start focused. Prove value.
Expand with evidence.
10 — CHOOSE THE PATH FORWARD
You have seen what is possible.
From one farmer-controlled record to a connected ecosystem — now choose what should be explored next.
Connect
Understand
Create value
Improve access
Reach markets
See the bigger picture
Start focused
CHOOSE THE PATH FORWARD
What should we define together?
The decision is not to activate the entire ecosystem at once. It is what to define first.
Ring-fenced MVP
Roadmap-defined starting scope
Phase 2
Partner-dependent
Phase 3 / Future
Approval-gated
In this experience, capability review is treated as input into Programme Definition. Nothing shown here represents procurement, contractual commitment or implementation approval.
Explore Programme Definition
TAKE IT WITH YOU
Everything you need for the next conversation.
The Strategic Proposal carries the full detail. The Capability Selection / URS captures Grain SA’s phase selections when finalised.
Full Strategic Proposal
The complete proposal behind this experience.
Opens the approved PDF in a new tab
Capability Selection / URS
Grain SA’s agreed phase selections. The experience does not itself define or submit selections.
Opens the current URS PDF in a new tab
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